The Prophecy (Vision) that The
LORD revealed to me and I posted and shared across on 23rd December 2015, about
the setting free of Kenya’s Deputy President William Ruto from International
Criminal Court (I.C.C) has been accurately fulfilled on 5th April 2016.
While posting the prophecy of
The LORD back then on 23rd December 2015, I titled it as follows: '“Vision Where I Saw Written: “Ruto
Released”'.
I also stated as follows when
posting and sharing across the Prophecy of The LORD: ‘“In another vision of The
LORD on 8th October 2015, I found myself watching a Television set. On the
television screen was written as follows: “RUTO RELEASED”. Later on in the
vision of The LORD, I saw what looked like a “celebration” of sort by the
handlers of Ruto and even Ruto himself.”’
So this is the Breaking News
in Kenya on 5th April 2016, with the Television Channels stopping their normal
broadcasting and News channels also reporting as follows: ‘“The Deputy
President William Ruto and journalist Joshua arap Sang have been set free by
the International Criminal Court.”’
Also the Prophecy that The
LORD God Almighty, The LORD Jesus Christ and The Holy Spirit revealed to me on
5th January 2016 about a distress coming to a Listed Local Bank in the nation
of Kenya has been accurately fulfilled in late March 2016.
This follows a financial, a
fiscal and an economic distress that has hit the National Bank of Kenya. It
started when the Bank’s Managing Director and 5 other top managers were sent on
compulsory leave. A few days later, the Bank reported what has been reported as
a “Surprising” loss of 1.2 Billion Kenya Shillings in the Financial Period
ending 31st December 2015, which was reported in late 31st March 2016. This has
then been followed by a scrutiny of the banks financial statement, which has
showed a very massive write off of non-performing Loans, but has also yielded
what appears to be unethical and unprocedural lending of very massive amount of
loans to “unqualified Clients”; credit-wise. The Bank, which is listed in
Nairobi Stock Exchange, had its share price reduced by a percentage never seen
before in the last 11 years. This has become a very hot news item in the nation
of Kenya, just as The Prophecy of The LORD stated back then on 5th January
2016, as The National Bank of Kenya was presumed to be doing very well, and was
actually presumed to be on its way to a historical high level of Profitability
and Performance. Remember, The LORD already took me through the Books of
Accounts of a Listed Local Bank in the nation of Kenya in that Prophecy of The
LORD on 5th January 2015, and I found out that a “Shocking” and a “Surprising”
Loss was coming to a Listed Local Bank in Kenya.
While posting and sharing
across the prophecy of The LORD, way back on 5th January 2016, I stated as
follows: ‘“In the morning of 5th January 2016, at about 5:40 AM (East African
Time), The LORD God Almighty, The LORD Jesus Christ and The Holy Spirit spoke
to me through a vision (supernatural Dream) of The LORD. In this vision of The
LORD, The LORD spoke to me about events soon to happen in the nation of Kenya.
So I saw a Bank in Kenya suffer a shocking financial and a fiscal loss in its
value by a very significant percentage. So I saw one of the top and
longstanding established Kenyan Local Bank that loses its value (Share
pricing). It looks like a listed bank in the Kenyan Stock Market. In this
vision, I actually even saw this Bank’s Financial statement (The Balance Sheet
and The Income Statement) reflecting the tremendous “slashing” of the value of
the bank; from the top-line to the bottom-line.”’
I also stated as follows while
posting and sharing across the Prophecy of The LORD: ‘“I then saw this becomes a
national news and discussion; I even saw students of Financial Management and
Accountancy analyzing the Bank as a case study.”’
Furthermore, I also stated as
follows when posting and sharing across the prophecy of The LORD, way back on
5th January 2016: ‘“The First message that was imparted in my heart from this
communication of The LORD is that a very tremendous distress is coming to the
nation of Kenya in the form of a Financial and an Economic Crisis; particularly
in the Banking Sector, where one of the leading Banks (looks like a Local Bank)
in Kenya suffers a shocking and a surprising very significant loss in its
value.”’
SHALOM!!!
NOTE: More
Financial and Economic Crisis is coming to the nation of Kenya, including in
other segments of the Banking Sector and the Financial Sector at large;
including even more Banks.
While I posting and sharing across the Prophecy of The LORD on 5th January 2016, I titled it as follows: “Prophecy of A Financial and an Economic Crisis Coming to The Nation of Kenya, Leading to A Distress In The Banking Sector And Even The Stock Market”
THE NEWS HIGHLIGHTS FROM THE REPORTAGE OF THIS ACCURATELY FULFILLED PROPHECY OF THE LORD ABOUT A FINANCIAL CRISIS HITTING A LISTED LOCAL BANK IN KENYA:
While I posting and sharing across the Prophecy of The LORD on 5th January 2016, I titled it as follows: “Prophecy of A Financial and an Economic Crisis Coming to The Nation of Kenya, Leading to A Distress In The Banking Sector And Even The Stock Market”
THE NEWS HIGHLIGHTS FROM THE REPORTAGE OF THIS ACCURATELY FULFILLED PROPHECY OF THE LORD ABOUT A FINANCIAL CRISIS HITTING A LISTED LOCAL BANK IN KENYA:
(a)- ‘“A sacco received Sh893 million just a
few hours after it opened an account at National Bank of Kenya (NBK). An oil
company was advanced Sh236 million after holding an account at the bank for
just one month. An individual received Sh38 million barely two months after
opening his account at NBK. Aside from these funds being advanced in haste in
clear violation of banking regulations, these customers (who we cannot name for
legal reasons) had no time to build a track record, raising the risk of their
defaulting on repayments. These and more shocking details have been revealed in
a dossier put together by a group of the bank’s employees, mostly from the risk
and credit departments. The insider document adds that 95 per cent of mortgage
loans were approved without site visits being conducted by bank officials,
contrary to the lender’s credit policy on business and mortgage products.”’
(b)- ‘“The employees found that the bank has
several accounts that were opened purely for the purposes of borrowing, and
were thereafter abandoned, making recovery of the cash nearly impossible. The
document shows NBK has in excess of Sh5 billion of such toxic loans in its
books, money that was advanced to newly registered companies and a few
well-connected, high net worth individuals. The dossier is understood to have
been prepared to be shared with a team of investigators who are combing through
the bank’s books.”’
(c
)- ‘“Last week, the
bank announced its biggest loss in eight years of Sh1.2 billion. It blamed this
on a 62 per cent jump in non-performing loans — cash advanced that it does not
expect to get back. The results raised eyebrows for two reasons. First, the
listed lender had issued a profit warning just a day before it reported its
financials. Second, the bank reversed in just three months what it had earlier
termed its best performance in 48 years — a Sh2.25 billion profit in the nine
months to September 2015.”’
(d)- ‘“So what happened between October and
December? The insider document gives insight into why the bank made a hasty
retreat in the last three months of its financial year to make heavy provisions
for bad debt. It had become clear it was staring at a serious default risk.
Employees analysed loans of Sh10 million and above, and warned that if the
entire loan book were scrutinised, the amounts involved would be much higher
than Sh5 billion.”’
(e
)- ‘“RISKY BILLIONS
Insiders at the bank say these loans, which are now the subject of an
investigation, and a poor verification process are behind the current troubles
threatening to sink the lender. In this first instalment on the intrigues at
NBK, Business Beat can reveal that some accounts opened specifically for
purposes of borrowing have since been abandoned, exposing workers and taxpayers
to heavy losses from defaults. The Treasury and National Social Security Fund
(NSSF) own 70.6 per cent of the bank.”’
(f)- ‘“Some loans were disbursed against
properties offered as security that had outstanding rates without requesting
clearance certificates prior to loan disbursements,” the document adds. In
addition, some mortgage facilities were appraised and approved without
valuation of the properties offered as security. This also raised the risk of
loss in cases where the said properties turn out to be of a lower value than
the loan approved.”’
(g)- ‘“On Tuesday last week, the banking
sector was thrown into yet another moment of truth with the announcement that
National Bank chief executive Munir Sheikh Ahmed and five top managers had been
sent home for creative accounting.”’
(h)- ‘“What was immensely surprising was the
number of people sent home and later the announcement that the bank had in just
three months moved from after-tax profit position of Sh2.25 billion to a loss
of Sh1.2 billion.”’
(i)- ‘“The National Bank of Kenya (NBK) has
reported a staggering full-year loss of Sh1.2 billion, results that not only
reverse the after-tax profit of Sh870.7 million it made in 2014 but also go
down as it worst performance in recent history.”’
(j)- ‘“National Bank of Kenya Ltd. said it
swung to a full-year loss after setting aside significantly more money for bad
loans, one day after sending its chief executive officer on compulsory leave.
Kenya’s 10th largest bank by market value posted a 1.2 billion shillings ($11.8
million) loss in the 12 months through December after increasing its loan loss
provision to 3.72 billion shillings from 525 million shillings a year earlier.
“Increasing provisions is a prudent practice in accounting,” acting CEO Wilfred
Musau said in an e-mailed statement. “We have further put elaborate structures
in place to manage the recovery of this position.” National Bank, which hasn’t
made a loss since 2001, said its non-performing loans increased to 9.96 billion
shillings from 7.05 billion shillings a year earlier.”’
(k)- ‘“ National Bank which released its 2015
earnings at midnight on Wednesday, closed at the lowest level since May 2005.
It slumped by 9.27% to close at 11.75 and traded 3,100 shares.”’
THE
LINK TO THE NEWS CHANNELS REPORTAGE OF THIS ACCURATELY FULFILLED PROPHECY OF
THE LORD ABOUT A FINANCIAL CRISIS HITTING A LISTED LOCAL BANK IN KENYA:
1-Daily Nation
Headline:
How blind ambition sunk National Bank
2-East African Standard
Headline:
Inside National Bank: The Sh 5 billion in toxic loans that threaten to sink
listed lender
3-Bloomberg
Headline:
National Bank of Kenya Swings to Full-Year Loss on Provisions
4-East African Standard
Headline:
National Bank of Kenya reports Sh1.2 billion pretax loss in 2015
5-The Star
Headline:
National Bank tumbles to 11-year low
6-The Star
Headline:
Bad loans cut NBK profits, threaten
investors' payout
7-Daily Nation
Headline:
From a Sh3.3bn profit to a loss of Sh1.2bn, what happened at NBK?
8-Daily Nation (On William Ruto Release)
Headline:
ICC terminates case against DP Ruto and journalist Sang
PREPARE THE WAY FOR THE COMING OF THE LORD JESUS CHRIST IN
ABSOLUTE REPENTANCE, RIGHTEOUSNESS, HOLINESS, TRUTH AND COMPLETE SURRENDER TO
THE LORD JESUS CHRIST (YESHUA/YAHUSHUA HA MASHIACH). TIME IS ABSOLUTELY OVER;
THE MESSIAH JESUS CHRIST IS IMMINENTLY COMING TO PICK HIS BRIDE!!!
REPENTANCE PRAYER:
Precious Jesus,
I acknowledge today that you are LORD and Savior of all mankind,
and today I have recognized my shortfall,
I Repent and turn away from all Sin.
Please cover me with your Precious Blood,
and establish your Word in my life,
that I may be found in Righteousness and Holiness
and write my name in your Book of Life
and baptize me with the power of the Holy Spirit
in the mighty name of Jesus Christ.
AMEN.
Your Brother in Christ and a Shepherd of The LORD,
Kevin Mirasi
1-The Book: The Divine Holy Oracles of The LORD:
2-Visions of The Mark of The Beast:
3-Compilations of The Prophecies Fulfilled and The Not Yet Fulfilled:
(a)-The 200 Prophecies of The LORD
(b)-The Fulfilled Prophecies of The LORD:
(i): PART C
(ii): PART B
(iii): PART C
(c)- The Not Yet Fulfilled Prophecies of The LORD:
4-E-mail address: mirasikevo@yahoo.com
5-TwitterLink: https://twitter.com/KevinMirasi (@KevinMirasi)
6-Facebook Link: https://www.facebook.com/kevin.mirasi
7- The 89 Pure and Very Powerful Teachings, Messages and Divine Oracles of The LORD
8- Prophecies of a Mega Historical Earthquake Coming to California, USA:
9-The Prophecies of The Nation of Kenya
10-A Reminder to The United States of America
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